Learn to navigate car insurance options and find the right policy that fits your needs and budget. Discover required coverages and ways to save money on premiums.

Car insurance companies offer discounts to help you save on your car insurance premiums Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | ...

Car insurance costs are calculated with complex formulas. Here’s what really affects your premium and what you can do to influence the final number Written By Written by Insurance Senior Editor, Buy ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Telematics can offer good drivers a path to reduced rates ...

The average annual rate for homeowners insurance increased by nearly 20% between 2021 and 2023, according to Insurify. Auto insurance premiums are up 16.5% in the last year, according to the Bureau of ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Major insurers typically do not sell temporary car insurance. The level of coverage provided by short-term car insurance may not be adequate. If you’re borrowing a car, consider non-owner or rental ...

Telematics car insurance has a simple promise — you can get a significant discount just for proving you're already a safe driver. Insurance companies like Progressive, State Farm and Allstate now ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Your driving history also plays a large role in your auto insurance rate. Drivers who have clean records will usually pay less than those with accidents, speeding tickets or other violations. Again, ...