A significant amount of the Fixed-To-Floating Rate Preferred and Baby Bond securities tied to 3-Month Libor are above initial coupon rate when they float. Recent legislation removes risk associated ...

Cutting to the chase, we find that 17.5% floating exposure acts to minimise interest rate volatility when compared with a reference of 10yr Fixed. Interest rate costs are also reduced, from 4.5% to ...

Ultimately, the decision-making factor often boils down to one point. If you expect rates to rise in the near future, fixed loans are safer. On the other hand, if you anticipate benchmark rates to ...

Buying a home is one of life’s biggest milestones, but choosing the right home loan interest rate can significantly shape your financial journey. Between fixed and floating rate loans, the decision ...