POWER OF SALE Understanding Power of Sale in Canada: What Homeowners Need to Know In Canada a power of sale is a legal process that allows a lender to sell a property when a homeowner defaults on their mortgage. Unlike foreclosure, this method is faster and doesn’t require court approval. A home typically goes under power of sale after multiple missed payments. The lender issues a Notice of Default, followed by a Notice of Sale, giving the borrower a redemption period (usually 35-45 days) to cat
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